Frequently asked questions

Navinua is a Swiss financial life-planning platform. You start with a free Wealth Clarity Check that scores your financial position across eight dimensions, then use focused, Swiss-specific modules to plan cash flow, investments, property and pension decisions — without the cost or product bias of a traditional adviser.

No. Navinua provides educational financial planning support, not regulated financial advice under FINSA or MiFID II. Every output makes this clear, and we never recommend a specific product, fund or provider. For regulated advice you can add an Expert Review or Walkthrough with a qualified Swiss professional.

Yes. The free Wealth Check calibrates your profile so every paid module gives you accurate, Swiss-specific results. It takes about 15 minutes and is genuinely useful on its own.

Yes — completely free, with full scoring, your behavioural investor profile, an action plan and a PDF export. No card required.

The Wealth Clarity Check is free. Paid modules are a one-time CHF 49 (Monthly Money Rule) or CHF 99 (Investment, Property and Pension modules). There is no subscription required.

Yes. Each module purchase includes 30 days of access. During that time, you can edit your inputs and regenerate your report as often as needed.

Your completed report remains available in your dashboard. To edit the module or generate a new result, you can purchase a new module access — at 50% off the original price.

In your dashboard, under Completed modules. No expiry — your report is always there to view and download.

No. Module access is linked to your account and may not be shared or resold.

A 30-minute call with a financial expert who takes you through your completed report, answers your questions, and helps you decide on next steps.

No. Your report is the complete output. The call is about understanding it and deciding what to do next.

Once you have completed a module and your report is ready. You'll see the booking option in your dashboard next to each completed module.

We aim to respond within 24 hours to schedule your call.

Yes. Your data is isolated per account with database-level row-level security, all access is audited, and reports are stored privately. We never sell your data or use it for advertising.

Only you. An expert can see a relevant snapshot only when you explicitly request an Expert Review or Walkthrough. See our Privacy Policy for the full detail.

Your data is held in our managed database and processed only to deliver the service you requested. Full details, including our processors, are listed in the Privacy Policy.