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Navinua

Swiss digital financial life-planning for internationally mobile professionals. Structured. Honest. Built for Switzerland.

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Asset Allocation — What It Means and Why It Explains 90% of Your Returns — Navinua Planning Library

Planning Library/Investing in Switzerland

Explainer·5 min read·Swiss figures: 2026

Asset Allocation — What It Means and Why It Explains 90% of Your Returns

Whether you hold 60% equities or 80% equities explains the vast majority of your long-term investment outcome. Here is how to think about the split.

Asset Allocation Explained\n\n

This article provides educational information about the Swiss financial system. It does not constitute regulated financial, investment, pension, or tax advice. Navinua is a financial planning support tool operating outside the scope of regulated advice under FinSA/FIDLEG. Swiss figures are correct for 2026 — verify against the Navinua Assumptions Register for subsequent years.

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