Swiss mortgage law requires 20% equity. But at least half must come from non-pension sources. Understanding this split changes how you plan your savings.

The 20% Equity Rule\n\n

This article provides educational information about the Swiss financial system. It does not constitute regulated financial, investment, pension, or tax advice. Navinua is a financial planning support tool operating outside the scope of regulated advice under FinSA/FIDLEG. Swiss figures are correct for 2026 — verify against the Navinua Assumptions Register for subsequent years.

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